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1099-NEC Issuance Deadline — January 31

Saturday, January 31, 2026

Form 1099-NEC must be issued to contractors and filed with the IRS by January 31, 2026.

Who must file or pay

Businesses and self-employed individuals who paid $600 or more to any contractor, vendor, or service provider during 2025 must issue Form 1099-NEC.

What you need to know

Form 1099-NEC reports non-employee compensation to contractors, gig workers, and any individual or LLC (non-S-Corp, non-C-Corp) paid $600 or more during the year. The January 31 deadline covers both recipient copies and IRS filing.

Important: 1099-MISC has a later IRS filing deadline (February 28 on paper, March 31 electronic) but if Box 7 (nonemployee compensation) is involved, use 1099-NEC which has the January 31 hard deadline.

Common mistakes: forgetting to issue 1099s to landlords for office rent, attorneys for legal fees, or unincorporated marketing agencies. TaxosAgent's bookkeeping module flags payee records requiring a 1099 during the Q4 vendor review.

What happens if you miss this deadline

Same penalty structure as W-2s: $60–$310 per form, up to $630 for intentional disregard. Failure to collect W-9s before payment is a separate compliance risk — you may be required to withhold 24% backup withholding.

Required forms

  • Form 1099-NEC
  • Form 1096 (if paper filing)
  • Form W-9 (collect before payment, not after)
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